Maybe you hoped twenty years ago that your mortgage would be a thing of the past or at least a much less crucial part of your budgeting by the time you were into your mid 50s, but things don’t always work out that way. And the need to refinance a fixed rate mortgage taken out a couple of years ago when interest rates were lower may concentrate your mind over the next few months.
So here are some ideas for background reading ( and see also our topic page on Releasing Wealth from Your Home):
http://www.moneymadeclear.fsa.gov.uk/products_explained/mortgages.html The FSA’s impartial review of the mortgage scene.
http://www.yourmortgage.co.uk/ Quite a good general coverage of different aspects and types of mortgage
NEW and here is a recent article discussing whether the time is now right to fix your mortgage rate for a period ahead.
Comparison sites for different rates: